You've Been Pre-Approved!!!
One day after a long day, I stopped by the mailbox to retrieve my mail. It’s been a few days...who am I kidding; it's been a couple of weeks... since I checked my mailbox last so I grabbed a bag from the console to use to gather my mail. After stuffing the bag with the contents I proceeded to my designated parking space, put the car in park, shut off the ignition, and proceeded to sort the mail. Sale advertisements, a few envelopes addressed to the previous tenants (who moved out 11 years ago), and some other miscellaneous pieces of mail. I do not expect many invoices because I go green whenever possible but what caught my eye was the plain white envelope with big red capital letters that read, "PRE-APPROVED". Pre-approved without my credit information, really?!?!?!?! To the shredder it goes... There was a time in my life when I would feed into the pre-approved car loan advertisements hoping for a better rate or pre-approved credit cards to consolidate for a lo...